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Who is in the fourth fifth?

A fifth of people in the UK: those whose household income, adjusted for household size, ranks them fourth from the bottom. The middle income in this fifth was £921 a week before housing costs (April 2024 to March 2025). See which families, homes and places make it up.

Evidence last reviewed 31 October 2026

How much this fifth has coming in

Survey-based evidence · Family Resources Survey, April 2024 to March 2025

Middle income in the fourth fifth, before housing costs: £921 a week.

DWP’s 95% confidence interval: £895 to £937. Household income adjusted for household size, in 2024/25 prices, for a couple with no children.

The fifths here rank people, not households. Each holds a fifth of individuals, so a large household counts several times. Ranking before housing costs; switching changes who is in each fifth.

Show the workings and sources

HBAI uncertainty Table 8a: quintile medians with 95% confidence intervals.

Who is in this fifth

Each chart splits the fifth one way at a time. The figure under each bar is that group’s share of everyone, so you can see who is over-represented. Groups from different charts cannot be combined: the published tables do not say, for example, how many single parents in this fifth also rent.

Family type: share of the fourth fifth, before housing costs
Survey-based evidence · Family Resources Survey, April 2024 to March 2025
  • People in pensioner couples12%

    Share of everyone: 13%

  • Single pensioners5%

    Share of everyone: 7%

  • People in couples with children32%

    Share of everyone: 34%

  • People in couples without children26%

    Share of everyone: 20%

  • People in single-parent families4%

    Share of everyone: 8%

  • Single adults without children20%

    Share of everyone: 19%

Show the workings and sources
Family type in the fourth fifth, BHC: derivation
GroupShare of fifthShare of everyoneCalculation
People in pensioner couples12.0%12.6%18.9% of 8.63m ÷ fifth total 13.65m
Single pensioners5.3%6.9%15.6% of 4.68m ÷ fifth total 13.65m
People in couples with children32.1%33.9%18.9% of 23.11m ÷ fifth total 13.65m
People in couples without children26.5%19.6%27.0% of 13.38m ÷ fifth total 13.65m
People in single-parent families3.8%8.0%9.4% of 5.45m ÷ fifth total 13.65m
Single adults without children20.4%19.0%21.4% of 12.99m ÷ fifth total 13.65m

Published shares (Tables 3.1db and 3.2db) give, for each group, the % of its people in each fifth. "Who is in this fifth" is derived within one table: share of fifth q in group g = pct(g,q) x size(g) / sum over the partition of pct x size. Partitions are published rows that are mutually exclusive and cover everyone; sub-groups are never mixed into a partition.

Adults and children: share of the fourth fifth, before housing costs
Survey-based evidence · Family Resources Survey, April 2024 to March 2025
  • Adult men42%

    Share of everyone: 38%

  • Adult women41%

    Share of everyone: 40%

  • Children17%

    Share of everyone: 22%

Show the workings and sources
Adults and children in the fourth fifth, BHC: derivation
GroupShare of fifthShare of everyoneCalculation
Adult men41.9%38.5%21.8% of 26.24m ÷ fifth total 13.65m
Adult women41.2%40.0%20.6% of 27.31m ÷ fifth total 13.65m
Children16.9%21.5%15.7% of 14.69m ÷ fifth total 13.65m

Published shares (Tables 3.1db and 3.2db) give, for each group, the % of its people in each fifth. "Who is in this fifth" is derived within one table: share of fifth q in group g = pct(g,q) x size(g) / sum over the partition of pct x size. Partitions are published rows that are mutually exclusive and cover everyone; sub-groups are never mixed into a partition.

Economic status of adults in the family: share of the fourth fifth, before housing costs
Survey-based evidence · Family Resources Survey, April 2024 to March 2025
  • People in families with a full-time self-employed adult10%

    Share of everyone: 10%

  • People in families where every adult works full time47%

    Share of everyone: 32%

  • People in couples where one works full time and one part time11%

    Share of everyone: 10%

  • People in couples where one works full time and one does not work6%

    Share of everyone: 9%

  • People in families with part-time but no full-time work7%

    Share of everyone: 10%

  • People in workless families with someone aged 60 or over14%

    Share of everyone: 18%

  • People in workless families with someone unemployed0%

    Share of everyone: 2%

  • People in other workless families4%

    Share of everyone: 9%

Show the workings and sources
Economic status of adults in the family in the fourth fifth, BHC: derivation
GroupShare of fifthShare of everyoneCalculation
People in families with a full-time self-employed adult9.6%10.1%18.8% of 6.92m ÷ fifth total 13.65m
People in families where every adult works full time47.4%32.3%29.4% of 22.04m ÷ fifth total 13.65m
People in couples where one works full time and one part time11.2%9.9%22.5% of 6.79m ÷ fifth total 13.65m
People in couples where one works full time and one does not work6.3%9.2%13.6% of 6.28m ÷ fifth total 13.65m
People in families with part-time but no full-time work6.7%9.6%14.0% of 6.56m ÷ fifth total 13.65m
People in workless families with someone aged 60 or over14.5%17.9%16.2% of 12.20m ÷ fifth total 13.65m
People in workless families with someone unemployed0.3%1.6%3.3% of 1.10m ÷ fifth total 13.65m
People in other workless families4.1%9.3%8.8% of 6.36m ÷ fifth total 13.65m

Published shares (Tables 3.1db and 3.2db) give, for each group, the % of its people in each fifth. "Who is in this fifth" is derived within one table: share of fifth q in group g = pct(g,q) x size(g) / sum over the partition of pct x size. Partitions are published rows that are mutually exclusive and cover everyone; sub-groups are never mixed into a partition.

Housing tenure: share of the fourth fifth, before housing costs
Survey-based evidence · Family Resources Survey, April 2024 to March 2025
  • People in homes owned outright32%

    Share of everyone: 31%

  • People in homes bought with a mortgage42%

    Share of everyone: 34%

  • People in social rented homes9%

    Share of everyone: 16%

  • People in privately rented homes17%

    Share of everyone: 19%

Show the workings and sources
Housing tenure in the fourth fifth, BHC: derivation
GroupShare of fifthShare of everyoneCalculation
People in homes owned outright31.7%30.6%20.7% of 20.86m ÷ fifth total 13.65m
People in homes bought with a mortgage42.1%33.7%25.0% of 22.97m ÷ fifth total 13.65m
People in social rented homes8.9%16.4%10.8% of 11.18m ÷ fifth total 13.65m
People in privately rented homes17.4%19.4%17.9% of 13.24m ÷ fifth total 13.65m

Published shares (Tables 3.1db and 3.2db) give, for each group, the % of its people in each fifth. "Who is in this fifth" is derived within one table: share of fifth q in group g = pct(g,q) x size(g) / sum over the partition of pct x size. Partitions are published rows that are mutually exclusive and cover everyone; sub-groups are never mixed into a partition.

Disability and age group: share of the fourth fifth, before housing costs
Survey-based evidence · Family Resources Survey, April 2024 to March 2025
  • Disabled children2%

    Share of everyone: 3%

  • Disabled working-age adults13%

    Share of everyone: 14%

  • Disabled pensioners7%

    Share of everyone: 8%

  • Non-disabled children15%

    Share of everyone: 19%

  • Non-disabled working-age adults54%

    Share of everyone: 47%

  • Non-disabled pensioners8%

    Share of everyone: 10%

Show the workings and sources
Disability and age group in the fourth fifth, BHC: derivation
GroupShare of fifthShare of everyoneCalculation
Disabled children2.0%2.6%15.2% of 1.79m ÷ fifth total 13.65m
Disabled working-age adults13.0%13.9%18.7% of 9.48m ÷ fifth total 13.65m
Disabled pensioners7.3%8.1%18.1% of 5.51m ÷ fifth total 13.65m
Non-disabled children14.9%18.9%15.8% of 12.90m ÷ fifth total 13.65m
Non-disabled working-age adults54.4%46.8%23.3% of 31.92m ÷ fifth total 13.65m
Non-disabled pensioners8.4%9.7%17.2% of 6.65m ÷ fifth total 13.65m

Published shares (Tables 3.1db and 3.2db) give, for each group, the % of its people in each fifth. "Who is in this fifth" is derived within one table: share of fifth q in group g = pct(g,q) x size(g) / sum over the partition of pct x size. Partitions are published rows that are mutually exclusive and cover everyone; sub-groups are never mixed into a partition.

Region or nation: share of the fourth fifth, before housing costs
Survey-based evidence · Family Resources Survey, three years to March 2025
  • North East4%

    Share of everyone: 4%

  • North West11%

    Share of everyone: 11%

  • Yorkshire and the Humber8%

    Share of everyone: 8%

  • East Midlands7%

    Share of everyone: 7%

  • West Midlands8%

    Share of everyone: 9%

  • East of England10%

    Share of everyone: 9%

  • London12%

    Share of everyone: 14%

  • South East15%

    Share of everyone: 14%

  • South West9%

    Share of everyone: 8%

  • Wales5%

    Share of everyone: 5%

  • Scotland9%

    Share of everyone: 8%

  • Northern Ireland3%

    Share of everyone: 3%

Three-year averages (April 2022 to March 2025), so sizes differ slightly from the single-year total.

Show the workings and sources
Region or nation in the fourth fifth, BHC: derivation
GroupShare of fifthShare of everyoneCalculation
North East3.9%4.0%19.6% of 2.70m ÷ fifth total 13.51m
North West10.8%11.0%19.7% of 7.44m ÷ fifth total 13.51m
Yorkshire and the Humber7.9%8.2%19.2% of 5.56m ÷ fifth total 13.51m
East Midlands6.8%7.3%18.7% of 4.92m ÷ fifth total 13.51m
West Midlands8.3%9.0%18.5% of 6.06m ÷ fifth total 13.51m
East of England9.7%9.4%20.6% of 6.32m ÷ fifth total 13.51m
London12.0%13.5%17.7% of 9.12m ÷ fifth total 13.51m
South East15.2%13.7%22.2% of 9.26m ÷ fifth total 13.51m
South West8.8%8.4%20.9% of 5.71m ÷ fifth total 13.51m
Wales4.6%4.7%19.5% of 3.16m ÷ fifth total 13.51m
Scotland8.9%8.0%22.4% of 5.40m ÷ fifth total 13.51m
Northern Ireland3.1%2.8%21.7% of 1.90m ÷ fifth total 13.51m

Published shares (Tables 3.1db and 3.2db) give, for each group, the % of its people in each fifth. "Who is in this fifth" is derived within one table: share of fifth q in group g = pct(g,q) x size(g) / sum over the partition of pct x size. Partitions are published rows that are mutually exclusive and cover everyone; sub-groups are never mixed into a partition.

Ethnic group of the head of household: share of the fourth fifth, before housing costs
Survey-based evidence · Family Resources Survey, three years to March 2025
  • White87%

    Share of everyone: 83%

  • Mixed/Multiple ethnic groups1%

    Share of everyone: 1%

  • Asian/Asian British7%

    Share of everyone: 9%

  • Black/African/Caribbean/Black British3%

    Share of everyone: 4%

  • Other ethnic group1%

    Share of everyone: 2%

Three-year averages (April 2022 to March 2025), so sizes differ slightly from the single-year total.

Show the workings and sources
Ethnic group of the head of household in the fourth fifth, BHC: derivation
GroupShare of fifthShare of everyoneCalculation
White86.7%82.9%20.9% of 55.97m ÷ fifth total 13.50m
Mixed/Multiple ethnic groups1.4%1.4%21.1% of 0.92m ÷ fifth total 13.50m
Asian/Asian British7.3%9.3%15.6% of 6.31m ÷ fifth total 13.50m
Black/African/Caribbean/Black British3.4%4.4%15.7% of 2.94m ÷ fifth total 13.50m
Other ethnic group1.2%2.0%11.6% of 1.37m ÷ fifth total 13.50m

Published shares (Tables 3.1db and 3.2db) give, for each group, the % of its people in each fifth. "Who is in this fifth" is derived within one table: share of fifth q in group g = pct(g,q) x size(g) / sum over the partition of pct x size. Partitions are published rows that are mutually exclusive and cover everyone; sub-groups are never mixed into a partition.

Family savings and investments: share of the fourth fifth, before housing costs
Survey-based evidence · Family Resources Survey, April 2024 to March 2025
  • People in families with no savings12%

    Share of everyone: 16%

  • Less than £1,50023%

    Share of everyone: 29%

  • £1,500 but less than £3,0008%

    Share of everyone: 7%

  • £3,000 but less than £8,00015%

    Share of everyone: 12%

  • £8,000 but less than £10,0003%

    Share of everyone: 2%

  • £10,000 but less than £16,0009%

    Share of everyone: 6%

  • £16,000 but less than £20,0003%

    Share of everyone: 3%

  • £20,000 or more27%

    Share of everyone: 25%

Show the workings and sources
Family savings and investments in the fourth fifth, BHC: derivation
GroupShare of fifthShare of everyoneCalculation
People in families with no savings12.4%16.2%15.3% of 11.03m ÷ fifth total 13.65m
Less than £1,50022.8%28.7%15.9% of 19.56m ÷ fifth total 13.65m
£1,500 but less than £3,0008.0%7.1%22.6% of 4.82m ÷ fifth total 13.65m
£3,000 but less than £8,00015.2%12.2%25.0% of 8.30m ÷ fifth total 13.65m
£8,000 but less than £10,0002.9%2.3%24.8% of 1.59m ÷ fifth total 13.65m
£10,000 but less than £16,0008.8%6.2%28.7% of 4.21m ÷ fifth total 13.65m
£16,000 but less than £20,0003.4%2.6%26.6% of 1.74m ÷ fifth total 13.65m
£20,000 or more26.5%24.9%21.3% of 17.00m ÷ fifth total 13.65m

Published shares (Tables 3.1db and 3.2db) give, for each group, the % of its people in each fifth. "Who is in this fifth" is derived within one table: share of fifth q in group g = pct(g,q) x size(g) / sum over the partition of pct x size. Partitions are published rows that are mutually exclusive and cover everyone; sub-groups are never mixed into a partition.

Other groups

Income fifths: Lowest-income fifth · Second fifth · Middle fifth · Fourth fifth · Highest-income fifth

All groups · Income, low income and food

Built from official tables and checked by automated tests; it has not yet had independent analytical review. About these numbers.